Terms & Conditions

These Terms of Use ("Terms") govern your access to and use of the website www.aarthiq.in ("Website") operated by JMD Arthvistaar Private Limited ("Company," "we," "us," or "our"). By accessing or using this Website, you ("User," "you," or "your") acknowledge that you have read, understood, and agree to be bound by these Terms.

1. ACCEPTANCE OF TERMS

By accessing this Website and any of its pages, you unconditionally accept and agree to comply with these Terms of Use. If you do not agree to these Terms, you must immediately discontinue use of this Website.

2. GEOGRAPHIC RESTRICTIONS AND ELIGIBILITY

  Territorial Limitations: Products and services referenced on this Website are offered exclusively in jurisdictions where such offerings are legally permissible by Aarthiq and JMD Arthvistaar Private Limited (including subsidiaries and affiliate companies globally).

  Distribution Restrictions: We expressly restrict the distribution of materials contained herein to persons in jurisdictions where such distribution would be unlawful.

  No Solicitation: This Website shall not be construed as an offer, invitation, or solicitation to purchase investments, make deposits, or engage in any financial transaction in any jurisdiction where such activities would be prohibited by applicable law.

  Eligibility Determination: JMD Arthvistaar Private Limited reserves the absolute and sole discretion to determine eligibility for subscription to any services offered through this Website.

3. CONSENT TO COMMUNICATIONS

By accepting these Terms, you expressly authorize Aarthiq and JMD Arthvistaar Private Limited, including their representatives, agents, and authorized third parties, to contact you through various communication channels including but not limited to:

  Telephone calls (including automated/recorded calls)

  Short Message Service (SMS)

  Electronic mail

  Physical correspondence (including automated/recorded calls)

  Push notifications

You acknowledge and consent that the provisions of the "National Do Not Call Registry" established by the Telecom Regulatory Authority of India shall not apply to communications related to our products, services, and offerings.

4. INFORMATION AND PROFESSIONAL ADVICE

  General Information: All content provided on this Website is for general informational purposes only and does not constitute professional financial, legal, tax, or investment advice.

  Professional Consultation Required: Users are strongly advised to seek appropriate professional consultation before making any financial or investment decisions based on information contained herein.

  No Advisory Relationship: Access to this Website does not create any advisor-client, fiduciary, or professional service relationship between you and the Company.

5. INTELLECTUAL PROPERTY RIGHTS

  Proprietary Rights: All content, information, text, graphics, logos, images, audio, video, software, and other materials on this Website ("Content") are the exclusive property of JMD Arthvistaar Private Limited or licensed third parties.

  Trademark Protection: All trademarks, service marks, trade names, and logos ("Marks") displayed on this Website, whether registered or unregistered, belong to JMD Arthvistaar Private Limited or respective third-party owners.

  Copyright Protection: All materials are protected by copyright laws and international treaty provisions. Unauthorized reproduction, distribution, modification, or commercial use is strictly prohibited.

  Permitted Use: You may access and view Content solely for personal, non-commercial purposes. Any other use requires prior written consent from JMD Arthvistaar Private Limited.

  Users are expressly prohibited from:
-Reproducing, distributing, or publicly displaying Content
-Creating derivative works from Website materials
-Using Marks without explicit written authorization
-Reverse engineering or decompiling any software components

6. DISCLAIMERS AND WARRANTIES

  "AS IS" Provision: This Website and all Content are provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, either express or implied.

  Specific Disclaimers: We specifically disclaim all warranties including but not limited to:
     -Merchantability and fitness for a particular purpose
     -Non-infringement of third-party rights
     -Accuracy, completeness, or reliability of information
     -Uninterrupted or error-free operation
     -Security against unauthorized access or data breaches
     -Freedom from viruses, malware, or other harmful components

7. ELECTRONIC COMMUNICATIONS RISKS

  Security Limitations: Electronic communications transmitted over the Internet cannot be guaranteed to be completely secure or confidential.

  Transmission Risks: Users acknowledge that Internet-based communications may be subject to:
-Interception by unauthorized parties
-Data corruption or loss during transmission
-Delays, failures, or incomplete delivery
-Technical malfunctions beyond our control

  Limitation of Liability: JMD Arthvistaar Private Limited assumes no responsibility for damages resulting from electronic communication vulnerabilities.

8. TECHNICAL LIMITATIONS AND DOWNLOADING

  System Performance: We do not warrant that this Website will:
-Be available at all times or meet your specific requirements
-Operate without interruption, delays, or technical failures
-Be free from errors, omissions, or data loss
-Remain free from viruses or destructive elements

  User Responsibility: You are solely responsible for:
-Implementing adequate data protection and backup measures
-Installing appropriate antivirus and security software
-Taking reasonable precautions when downloading materials
-Ensuring compatibility with your computer systems

9. MODIFICATION AND TERMINATION

  Right to Modify: JMD Arthvistaar Private Limited reserves the unrestricted right to:
-Modify, suspend, or discontinue any aspect of this Website
-Update, delete, or change Content without prior notice
-Revise these Terms at any time

  Notice of Changes: Material changes to these Terms will be posted on this Website. Continued use constitutes acceptance of modified Terms.

  Termination: We may terminate your access to this Website at any time, with or without cause or notice.

10. SECURITY MEASURES

  Intrusion Detection: Our systems maintain advanced security measures including:
-Automated scanning for malicious activity
-Real-time attack signature databases
-Intrusion detection and prevention systems
-Continuous monitoring and threat assessment

  Security Response: Upon detection of potential security threats, we may:
-Immediately terminate suspicious sessions
-Log security incidents for investigation
-Alert system administrators
-Implement additional protective measures

11. LIMITATION OF LIABILITY

  Exclusion of Damages: To the maximum extent permitted by applicable law, JMD Arthvistaar Private Limited shall not be liable for any direct, indirect, incidental, consequential, special, punitive, or exemplary damages arising from or related to your use of this Website.

  Specific Exclusions: This limitation applies to damages including but not limited to:
-Loss of profits, revenue, or business opportunities
-Data loss or corruption
-System downtime or service interruptions
-Third-party claims or actions

12. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless JMD Arthvistaar Private Limited, its officers, directors, employees, agents, and affiliates from any claims, demands, damages, losses, or expenses (including reasonable attorney's fees) arising from:
-Your violation of these Terms
-Your use or misuse of this Website
-Your infringement of any intellectual property or other rights

13. GOVERNING LAW AND JURISDICTION

  Applicable Law: These Terms and your use of this Website shall be governed by and construed in accordance with the laws of India, without regard to conflict of law principles.

  Exclusive Jurisdiction: Any disputes arising from or relating to this Website or these Terms shall be subject to the exclusive jurisdiction of the courts located in New Delhi, India.

  Dispute Resolution: Before initiating legal proceedings, parties agree to attempt resolution through good faith negotiations.

14. SEVERABILITY AND WAIVER

  Severability: If any provision of these Terms is deemed invalid or unenforceable, the remaining provisions shall continue in full force and effect.

  Waiver: Our failure to enforce any provision of these Terms shall not constitute a waiver of that provision or any other provision.

15. ENTIRE AGREEMENT

These Terms constitute the entire agreement between you and JMD Arthvistaar Private Limited regarding your use of this Website and supersede all prior agreements and understandings.

16. CONTACT INFORMATION

For questions regarding these Terms of Use, please contact:
-JMD Arthvistaar Private Limited
-Email: support@aarthiq.in
-Website: www.aarthiq.in

IMPORTANT NOTICE: By accessing this Website and any of its pages, you acknowledge that you have read, understood, and agree to be legally bound by these Terms of Use.